应投保方应为可能由承包商履行合同引起、并在履约证书颁发前发生的，任何物质财产（根据第18.2款［工程和承包商设备的保险］规定被保的物品除外）的任何损失或损害，或任何人员（根据第18.4款［承包商人员的保险］规定被保的人员除外）的任何死亡或伤害，办理每方责任险。
此类保险，对发生每次事件的保险金限额不低于专用条件中规定的数额，事件发生次数不限。如果合同没有规定数额，本款应不适用。
除非在专用条件中另有规定，本款规定的各项保险：
（a） 应由承包商作为应投保方办理和维持；
（b） 应以各方联合名义投保；
（c） 保险范围应扩展到因承包商履行合同引起的对雇主财产（根据第18.2款规定被保的物品除外）的所有损失或损害的责任；
（d） 但可以不包括由以下事项引起的责任：
（i） 雇主在任何土地上面、上方、下面、范围内，或穿过它实施永久工程，以及为了永久工程占用该土地的权利；
（ii） 由承包商实施工程和修补任何缺陷的义务造成的不可避免的损害；
（iii） 第17.3款［雇主的风险］列举的某项原因，但可以按合理的商务条件得到保险的范围除外。
The insuring Party shall insure against each Party’s liability for any loss, damage, death or bodily injury which may occur to any physical property (except things insured under Sub-Clause 18.2 [Insurance for Works and Contractor’s Equipment]) or to any person (except persons insured under Sub-Clause 18.4[Insurance for Contractor’s Personnel]), which may arise out of the Contractor’s performance of the Contract and occurring before the issue of the Performance Certificate.
This insurance shall be for a limit per occurrence of not less than the amount stated in the Particular Conditions, with no limit on the number of occurrences. If an amount is not stated in the Contract, this Sub-Clause shall not apply.
Unless otherwise stated in the Particular Conditions, the insurances specified in this Sub-Clause:
(a) shall be effected and maintained by the Contractor as insuring Party,
(b) shall be in the joint names of the Party,
(c) shall be extended to cover liability for all loss and damage to the Employer’s property (except things insured under Sub-Clause 18.2) arising out of the Contractor’s performance of the Contract, and
(d) may however exclude liability to the extent that it arises from:
(i) the Employer’s right to have the Permanent Works executed on, over, under, in or through any land, and to occupy this land for the Permanent Works,
(ii) damage which is an unavoidable result of the Contractor’s obligations to execute the Works and remedy any defects, and
(iii) a cause listed in Sub-Clause 17.3[Employer’s Risks], Except to the extent that cover is available at commercially reasonable terms.
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